New Year: Review financial plan

The 2014 year-ending performances of the major indices are presented below:

• Nasdaq Composite  +13.4%
  
• S&P 500  +11.4%
  
• Dow Jones Industrial Average  +7.5%
  
• Russell 2000  +3.6%
  

Did your portfolio perform as well the benchmark index, the S&P 500?  Now is the time to review the asset allocations of your 401(k), IRA, Roth IRA, or independent portfolio and review your financial plan.