The 2014 year-ending performances of the major indices are presented below:

• Nasdaq Composite  +13.4%
  
• S&P 500  +11.4%
  
• Dow Jones Industrial Average  +7.5%
  
• Russell 2000  +3.6%
  

Did your portfolio perform as well the benchmark index, the S&P 500?  Now is the time to review the asset allocations of your 401(k), IRA, Roth IRA, or independent portfolio and review your financial plan.

We will discuss financial topics ranging from debt reduction to increasing wealth.